玩世不恭很容易,随波逐流也很容易。

非常聪明的人往往都是特立独行的,他们坚持独立思考、亲力亲为,以厘清事情的来龙去脉。

June 14, 2023 · 1 min · xgDebug

People seem to think you can create wealth—make money through work. It’s probably not going to work.

Without ownership, your inputs are very closely tied to your outputs. In almost any salaried job, even one paying a lot per hour like a lawyer or a doctor, you’re still putting in the hours, and every hour you get paid.

June 14, 2023 · 1 min · xgDebug

Let’s go to the stock market!

Owning equity in a company basically means you own the upside. When you own debt, you own guaranteed revenue streams and you own the downside. You want to own equity. If you don’t own equity in a business, your odds of making money are very slim.

June 14, 2023 · 1 min · xgDebug

Working hard can't make you rich, you can only make your boss rich.

You boss will always payed you just good enough.

June 14, 2023 · 1 min · xgDebug

Don't work for the boss. You must be your own boss.

Essentially, you’re working for somebody else, and that person is taking on the risk and has the accountability, the intellectual property, and the brand. They’re not going to pay you enough. They’re going to pay you the bare minimum they have to, to get you to do their job. That can be a high bare minimum, but it’s still not going to be true wealth where you’re retired but still earning. ...

June 14, 2023 · 1 min · xgDebug

大自然的法则是春播秋收,极少有事情是立竿见影的

时间的投入是必需的,所以我认为,你需要做的就是拥有专长,有责任感,有影响力,利用杠杆效应,获得独步天下的技能组合,在自己的专业领域做到首屈一指。 ...

June 14, 2023 · 1 min · xgDebug

功利驱动

对一件事情的欲望越小,顾虑就越少,执念就越少,反而越会顺其自然,遵循内心。你会以自己擅长的方式,始终不渝地做下去,工作质量也会因此提高。

June 13, 2023 · 1 min · xgDebug

没有股权,就没有通往财务自由的路径。

如果不持有企业股权,个人投入和收益的关联性就会非常强。几乎所有领取月薪的工作,即便是律师或医生这样的高薪职业,也需要投入时间才能获得相应的收入。如果不持有企业股权,睡觉的时候没有收入,退休以后没有收入,度假期间也没有收入。总之,收入是相对固定的,根本无法实现实质性突破。 ...

June 13, 2023 · 1 min · xgDebug

The internet has massively broadened the possible space of careers. Most people haven’t figured this out yet.

You can go on the internet, and you can find your audience. And you can build a business, and create a product, and build wealth, and make people happy just uniquely expressing yourself through the internet.

June 13, 2023 · 1 min · xgDebug

Specific knowledge cannot be taught, but it can be learned.

You have to do it by yourself.

June 13, 2023 · 1 min · xgDebug

思考对他们太难,他们只需要标准答案

这是从小被标准答案教育出来的结果。 教授讲懦夫博弈时,明明已经有公式有数学 ,但他们还是不敢思考能不能放开枪支管制

June 10, 2023 · 1 min · xgDebug

“尝试”纯粹是一种借口

还没做,就已经想好了退路。 通常不能试验,你只有两个选择——做或者不做。 如果抱着试试看的心态做事,大概率以失败告终。

June 10, 2023 · 1 min · xgDebug

Hard work is important, but there are some things that are more important than hard work

Work as hard as you can. Even though who you work with and what you work on are more important than how hard you work.

June 10, 2023 · 1 min · xgDebug

Don’t look for a get-rich-quick path

There are no get-rich-quick schemes. Those are just someone else getting rich off you.

June 10, 2023 · 1 min · xgDebug

What’s the difference between wealth and money?

Money is how we transfer wealth. Money is social credits. It is the ability to have credits and debits of other people’s time.

June 10, 2023 · 1 min · xgDebug

What is Wealth?

Wealth is the thing you want. Wealth is assets that earn while you sleep. Wealth is the factory, the robots, cranking out things. Wealth is the computer program that’s running at night, serving other customers. Wealth is even money in the bank that is being reinvested into other assets, and into other businesses.

June 10, 2023 · 1 min · xgDebug

智猪博弈

这是一个搭便车的博弈,一方付出的相应的代价,双方共享了获得的收益。 个体理性与集体理性是否冲突取决于游戏规则。当 A<10 的时候,对于集体而言应该去按。但是由于收入分配不均,导致对于个人而言,都不愿去按。 要解决这一冲突,我们不能否定个人的利益(让大猪无私地按按钮),而是应该改变游戏的规则(小猪没有按就少吃点)。所以,搭便车的同时,别忘了给对方以回报。 富人愿意行善,离不开穷人的点赞。 ...

June 9, 2023 · 1 min · xgDebug

‘陷阱’,有三个特征

有一个明显的诱饵 通往诱饵之路是单向的,可进不可出(沉默成本) 越想挣脱,就越陷越深

June 9, 2023 · 1 min · xgDebug

避免万元陷阱

不要指望能够以很低的价格买入。(不要指望花 100 买 10000,应该直接出价 9900) 两个抢劫犯经过一个绞刑架,一个感叹道:如果绞刑架没有该多好啊。另一个说,你傻啊,没有它别人就会来抢我们了。 尽快传递“势在必得”的信号。(破釜沉舟,告诉别人我就是倾家荡产也要把它拿到) 只争馒头不争气,没了馒头终断气。(务实,不要意气用事) 高瞻远瞩,深谋远虑。(三思而后行,要能想到这是一个陷阱) ...

June 9, 2023 · 1 min · xgDebug

太过迫切地想弥补损失,以至于忘记了自己承担的风险。

某个潜在损失越重要,我们对损失的厌恶也就越强烈。换句话说,所处情境越危险,我们越容易很快作出非理性的决定。

June 9, 2023 · 1 min · xgDebug