Market Crashes Are Not Something You Should Avoid
A market crash is a cost that must be paid to gain market returns, and you absolutely should not try to evade it. You also cannot evade it; if you try to cheat, you will be severely punished for it. You will lose many high-quality assets at the low point.
Volatility is Akin to a Fee, Not a Fine.
Market returns are never free, and they will never be free. They demand a price from you, just like any other product. You are not being forced to pay, just as you are not being forced to go to Disneyland. You could go to a local county fair for only ten dollars, or stay home for free. You might be just as happy, but usually, you get what you pay for. The market is the same. The cost of volatility/uncertainty—that is, the price of obtaining returns—can be called the entrance fee, allowing you to acquire returns far greater than those offered by low-cost parks like cash and bonds.