In fact, a healthy relationship with money is most often just a by-product of living a happy, healthy life.
Endless desire is one of the pitfalls of human nature, and one of the first things you need to cure if you want to get ahead more quickly.
What will you do when you no longer have to work for money?
to leave this world a little better than we found it.
The Money Trap: The Old Road Map for Money
We Aren’t Making a Living, We’re Making a Dying
For so many working people, however, from people who love their work to those who barely tolerate their jobs, there seems to be no real choice between their money and their lives. What they do for money dominates their waking hours, and life is what can be fit into the scant remaining time.
Money Ain’t What It Used to Be—and Never Was
Money is something you trade your life energy for. You sell your time for money. It doesn’t matter that Ned over there sells his time for a hundred dollars and you sell yours for twenty dollars an hour. Ned’s money is irrelevant to you. The only real asset you have is your time. The hours of your life.
Money is life energy
Money is also like water—it flows, and as it flows, it nourishes life.
Knowing money is life energy allows you to maximize and optimize your most precious resource: your time; your life.
Now that you know that money is something you trade life energy for, you have the opportunity to set new priorities for your use of that valuable commodity. After all, is there any “thing” more vital to you than your life energy?
Men do not desire to be rich, only to be richer than other men.
Enough for you may be different from enough for your neighbor—but it will be a figure that is real for you and within your reach.
When you are financially independent, the way money functions in your life is determined by you, not by your circumstances.
当你经济独立时，金钱在你生活中的运作方式是由你决定的，而不是由你的环境决定的。
- Establish (accurately and honestly) how much money you are trading your life energy for, and discover your real hourly wage.
- Learn about your money behavior by keeping track of every cent that comes into and goes out of your life.
Where Is It All Going?
budget can be an amazing tool to lasso your wild spending and get it to behave.
You need to identify and follow internal signals, not external admonishments or habitual desires. You need to observe and adjust your patterns of spending over the long term, not what you spend over the short term.
Where to Stash Your Cash for Long-Term Financial Freedom
CHECKLIST OF THINGS TO CONSIDER WHEN INVESTING
Is this investment in line with my values?
Is this investment in line with my tolerance for risk?
Does this provide overall diversification for my investments?
Does this provide the current and future income I need?
How easily can I liquidate (sell out of) all or part of this investment?
What sales charges or penalties (if any) will I incur in getting into or out of this investment?
What are the federal, state, and local tax implications of this investment for me?
(Is it tax efficient for my income bracket or situation?)
What are you putting in place now to keep you afloat as you age?
In a pinch, what could you do to make extra money?
Whom or what would you trust to help you invest your money?
What’s been your experience to date with investing?
What are your hopes?
What values and beliefs do you bring to investing?
What is your risk tolerance—in money and life?
What does Financial Independence mean to you?